Motorcycle riders know they can find great deals on bikes, but it's the interest rate that really seals the deal. Whether you’re looking to buy a new or used bike, understanding the current market rates is key to getting the best deal.
Interest rates on motorcycle loans vary depending on your credit score and other factors. Generally, a more attractive rate will require higher credit scores, making it important to check your credit score before applying for a loan. To get an idea of the range of rates available, take a look at the latest offers from lenders.
For example, some lenders offer interest rates as low as 4.50% for new motorcycles and 6.25% for used ones. Rates also vary by loan term; rates for a 36-month term could be as low as 4.19% for new motorcycles, while those taking out a 48-month loan might pay up to 5.74%.
Ultimately, you'll want to shop around and compare rates from different lenders to make sure you're getting the best deal. Doing so could save you money in the long run, allowing you to enjoy even more rides on your new bike!
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